Palmiera Collective villa at dusk across its private pool
Payment plans

Payment plan calculator for The Oasis by Emaar

Every cluster at The Oasis is sold on a payment plan, and the terms are not the same. Pick a cluster, enter a price, and see what is due on booking, before handover and on handover, with the Land Department fee alongside.

All seven clustersThree plan shapesHandover 2027 to 2030Nothing you type is stored
The calculator

See the cash, stage by stage.

Buyers ask about price first. The plan decides how much cash leaves your account before anyone hands you a key.

An example figure. Enter the price you have been quoted.

Nothing you type here is sent or stored. The sums run in your browser.

Payment plan85/15, 10% on booking
On booking 10% of the priceAED 1,500,000
Further instalments before handover 75% of the priceAED 11,250,000
Paid before handover 85% of the priceAED 12,750,000
On handover 15% of the price, target Q4 2027AED 2,250,000
Dubai Land Department fee 4% of the priceAED 600,000

The instalments before handover follow Emaar's construction milestones, which are not evenly spaced. Ask me for the dated schedule for a specific villa. Plans and handover dates are the developer's stated terms and can change. This is an estimate, not financial advice.

Every cluster

The plans, side by side.

The number after the slash is what you owe at the end. A smaller number there means more has been paid along the way.

Payment plan, stage payments and target handover by cluster at The Oasis
ClusterHomesPlanOn bookingFurther instalmentsOn handoverTarget handover
Palmiera4 and 5 bedroom villas85/15, 10% on booking10%75%15%Q4 2027
Mirage5 and 6 bedroom villas90/10, nine 10% instalments10%80%10%June 2028
Lavita6 and 7 bedroom mansions80/20, 20% on booking20%60%20%December 2028
Palmiera Collective4 bedroom villas80/20, 10% on booking10%70%20%2029
Address Villas Tierra4 to 6 bedroom villas80/20, 10% on booking10%70%20%June 2029
Palace Villas Ostra4 to 6 bedroom villas80/20, 10% on booking10%70%20%September 2029
Marèva and Marèva 24 to 6 bedroom villas80/20, 10% on booking10%70%20%February 2030

Plans and handover dates are the developer's stated terms and are subject to change. What the plans mean for your cash goes through each shape in detail.

Before you rely on it

What the calculator cannot tell you.

The dates

Construction milestones are not evenly spaced and they do not wait for your cash. Map the dated schedule against when money actually reaches you.

The exit

If you may sell before handover, ask about Emaar's conditions first, including how much of the price must already be paid before it will allow a resale.

The last payment

The handover payment lands in a single month. Twenty per cent of a large number is still a large number, so plan for it early.

The price itself

Current prices and availability move week to week, so I give those in conversation. What has actually sold is on the sold prices page.

Questions

Questions about the payment plans.

What does 80/20 mean on an Emaar payment plan?

80% of the price is paid in instalments before handover and 20% is paid on handover. The number after the slash is what you owe at the end.

Which cluster asks for the most on booking?

Lavita. It asks for 20% on booking, where the other clusters ask for 10%.

Does the calculator include the Land Department fee?

Yes. It shows the 4% Dubai Land Department fee as its own line. Other registration and administration charges apply, and I confirm those for the specific villa.

Are these Emaar's current terms?

They are the developer's stated plans and target handover dates as published on this site, and they can change. I confirm the current terms for a specific villa before you rely on them.

The real schedule

Want the dated schedule for a villa?

Tell me the cluster and I will send the actual schedule, dates and percentages, so you can see the cash laid out before you decide.

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